If you were injured in Florida and have a personal injury lawsuit pending, chances are you’re also waiting on a settlement that feels like it’s taking forever. Meanwhile, the bills keep coming. You might be out of work, juggling medical appointments, and wondering how you’re supposed to keep things afloat until your case resolves.

You’re not alone, and you’re not out of options. Plaintiff funding in Florida helps injured people like you cover urgent expenses while your lawyer fights for a fair settlement.

What Is Plaintiff Funding in Florida?

Plaintiff funding is a type of non-recourse advance based on your expected settlement. It’s not a traditional loan; you only repay it if you win your case. 

At Plaintiff Investment Funding, we work with personal injury plaintiffs across Florida, from Miami to Tampa to Jacksonville. Whether your case involves a car accident, slip-and-fall, or medical malpractice, we can help you access funds now, so you don’t have to wait in financial limbo. Learn more about us

What Makes It Non-Recourse?

  • No monthly payments
  • No credit checks
  • No risk if you lose your case

If your case doesn’t result in a settlement or judgment, you owe us nothing. That’s what makes it different from a loan.

Why Florida Plaintiffs Consider Legal Funding

Let’s be honest, Florida personal injury cases can take a long time. Insurance companies often delay, and your attorney might need months to gather records, negotiate, or prepare for trial.

While all of that happens behind the scenes, your reality might look like this:

  • Missed paychecks
  • Medical co-pays stacking up
  • Rent due next week
  • Kids still need groceries, clothes, and care

Many plaintiffs feel pressured to settle early just to make ends meet. That’s where plaintiff funding comes in, to give you breathing room, so you don’t have to accept less than your case is worth.

Real-Life Example: Plaintiff Funding in Orlando

Let’s say you were rear-ended in Orlando and needed surgery. You’re waiting for your case to settle, but your short-term disability ran out and your bills didn’t.

A non-recourse cash advance from PIF could help you cover rent, prescriptions, and basic living costs while your attorney negotiates a full settlement. If your case doesn’t succeed? You owe us nothing.

Looking for more information? Check out what our clients have to say about the process on our testimonials page. 

Who Qualifies for Plaintiff Funding in Florida?

If you meet the following criteria, you may be eligible:

  • You have a personal injury claim in Florida
  • Your case is active and represented by an attorney
  • Your injuries were caused by someone else’s negligence (car accident, slip, medical error, etc.)

It doesn’t matter if you have poor credit or no job right now. What matters is the strength of your case.

Learn more about the types of cases we fund on our Personal Injury page.

How the Funding Process Works

Step 1: Apply Online

No cost, no credit check, and no obligation. Start your application here.

Step 2: We Review Your Case

We contact your attorney, assess your case, and typically have a decision about your application within 24 hours.

Step 3: Receive Your Funds

If approved, we wire the money directly to you. You can use it however you need, groceries, rent, childcare, or medical bills.

What You Can Use Plaintiff Funding For

Question: What am I allowed to spend pre-settlement legal funds on?
Answer: We don’t restrict how you use the funds. Common uses include:

  • Rent or mortgage payments
  • Transportation or car repairs
  • Medical expenses
  • Groceries and utilities
  • Childcare

Plaintiff funding is designed to help you keep your life stable so you can focus on healing and winning your case.

Pre-Settlement Funding is Safe and Legal in Florida

Question: Is non-recourse, pre-settlement legal funding safe and allowed by law in Florida?
Answer: Yes. Legal funding is permitted in Florida and regulated under consumer finance and ethical guidelines.

According to the Florida Bar, attorneys must ensure that funding agreements are in the client’s best interest and that communication remains clear between all parties, but non-recourse, pre-settlement legal funding is permitted by Florida law. 

That’s why we keep our terms transparent, simple, and attorney-friendly. Your lawyer stays in control of the case. We just make sure you don’t fall behind while you wait.

Need more context on how funding helps when settlement delays drag on? Check out our article Funding My Lawsuit in New York: What Injured Plaintiffs Should Know for a deeper example from another state.

Your Next Step: Financial Support While You Heal

You’re dealing with enough already. Don’t let financial stress force you into an unfair settlement.

Plaintiff funding in Florida is a form of personal injury lawsuit funding that offers peace of mind when the legal process drags on.

If you are needing financial breathing room while your case moves forward, non-recourse pre-settlement lawsuit funding can help. Contact us today or simply apply now, you don’t owe us anything unless you win.