Filing a personal injury claim is stressful enough—but when you apply for personal injury lawsuit funding and it gets denied, it can feel like one more obstacle in an already overwhelming legal process.
If you’ve recently applied for lawsuit pre-settlement funding and received a denial, don’t panic. There are many reasons this can happen, and in many cases, it’s temporary or fixable. At Plaintiff Investment Funding (PIFunds), we’re committed to making sure personal injury plaintiffs understand why they were denied legal funding and what steps they can take to move their lawsuit case forward.
Why Do Plaintiffs Get Denied Personal Injury Legal Funding?
While we do our best to approve as many personal injury funding applicants as possible, there are a few common reasons you might have been turned down for non-recourse personal injury lawsuit funding:
1. You Don’t Have a Personal Injury Attorney
At PIFunds, we only fund lawsuit cases where the plaintiff is represented by a personal injury attorney. If you’re self-represented in your lawsuit case, we can’t evaluate the case’s likelihood of a successful financial outcome or get the official legal documentation we need. This is a common and easily fixable denial issue—once you have personal injury legal counsel, you can reapply.
2. Insufficient Personal Injury Case Documentation
Sometimes, we don’t have enough information to evaluate the personal injury lawsuit claim. This could mean missing vehicle accident reports, incomplete injury medical records, or unclear personal liability.
Tip: Ask your personal injury attorney if they received our request for lawsuit case information. We rely on them to help us understand your personal injury case’s value.
3. The Personal Injury Lawsuit Case Is Filled Too Early
If you just filed your personal injury lawsuit case, we may not yet be able to determine the likelihood of a successful outcome or the expected lawsuit settlement value. That doesn’t mean you won’t qualify for plaintiff funding later.
4. Low Projected Personal Injury Lawsuit Settlement Value
Some personal injury lawsuit cases, even if valid, may not yield enough in financial damages to make funding viable. If the expected personal injury settlement is low, we may not be able to offer funding based on cost factors.
5. Doubling Up on Personal Injury Plaintiff Funding
If you already have personal injury plaintiff funding from another legal funding provider, we may not be able to offer more—especially if your lawsuit settlement amount is already fully committed to repaying your established legal funding provider.
You’ve Been Denied Plaintiff Funding. What Should You Do Next?
A plaintiff funding denial doesn’t mean your personal injury case is weak—or that you’ll never be eligible for future plaintiff funding. It simply means that at this time, your lawsuit case doesn’t meet our criteria for legal funding. Here’s what you can do:
Step 1: Talk to Your Personal Injury Attorney
Your personal injury attorney is your best resource. Ask them if they’ve provided all lawsuit case documentation needed. If not, they may be able to follow up with our team or help you reapply.
Step 2: Wait and Reapply for Plaintiff Funding
If your lawsuit case is filled too early or lacks enough case documentation, you may simply need to wait a few weeks or months. As the personal injury case progresses, medical treatments are completed, or personal liability becomes clearer, we may be able to reconsider your plaintiff funding.
Step 3: Call Us to Discuss Your Personal Injury Lawsuit Case
We’re not a big loan call center, we are a non-recourse plaintiff funding company. When you call PIFunds, you speak with a real person who can walk you through the reason for legal funding denial and explore whether a resubmission is possible.
Plaintiff Investment Funding serves Texas, Florida, New York, Michigan, Illinois, and many other states around the U.S. Call us at (888) 541-8050 or submit your case online.
Can You Apply with a Different Personal Injury Funding Company?
You might be wondering: If one plaintiff funding company denies me, can I try another legal funding company?
The answer is yes—but be careful.
All plaintiff funding companies have different standards, and some might offer legal funding with unfavorable terms like:
- High compounding interest on your personal injury funding.
- Monthly personal injury funding re-payments, before lawsuit settlement.
- Hidden personal injury funding fees.
- Aggressive lawsuit funding collection tactics if you lose your personal injury case
PIFunds provides non-recourse plaintiff lawsuit funding only—you never owe us anything back unless you win. If you go with another plaintiff funder, make sure they follow similar practices to ours. Read the plaintiff funding contract carefully and consult your personal injury attorney before signing.
Compassionate Personal Injury Funding Application
When you’re recovering from a personal injury, can’t work, and are trying to pay bills, a plaintiff funding denial can feel devastating. We want you to know we understand how difficult this can be and:
- We review every personal injury plaintiff case carefully and fairly
- We want to say yes to funding your personal injury lawsuit—and often can, later
- Our plaintiff funding application team is always available to explain next steps
Even if we can’t fund your personal injury lawsuit now, we’ll be here when things change—and we’re more than happy to offer legal funding guidance in the meantime.
Don’t Give Up! You May Still Qualify for Plaintiff Funding
Being denied personal injury legal funding isn’t the end of the road. In many plaintiff lawsuit cases, it’s just a temporary roadblock. Whether your personal injury lawsuit case needs more time to develop, or you’re still getting legal paperwork together, you may be eligible for plaintiff funding in the future.
At PIFunds, we’re here to answer all your legal funding questions, support your personal injury attorney, and help you reapply for plaintiff funding if your situation changes. We’ve funded thousands of plaintiffs in personal injury, auto accident, and legal employment cases—and we’re ready to help you when the time is right!
Contact our team if you have questions or want to reapply!